Celtic Health Insurance Reviewed

Celtic Health Insurance makes its home in Chicago, IL. It initially started in 1978 focusing on group health and life coverage and then expanded into 49 states in 1980 with the acquisition of an insurance company. They started their business in the individual health insurance market in 1986 and combined the administrative area in Rosemont, IL with the downtown office in 1997.

By 1999, the Celtic Insurance Company knew that developing the Internet business in individual health would provide a way to offer low cost health insurance for large numbers of people. They were so positive that the public needed low cost health insurance they changed their name to Celtic Life Insurance Company to emphasize their desire to meet the needs of the individual.

The final merger occurred in 2008 when the Celtic group merged with Centene Corporation. It offered a way to streamline the operations of both companies and lower premiums on health coverage making health coverage affordable to most Americans. Today Celtic Health insurance has one of the lowest costs on the market.

One of the greatest advantages of the policies is the convenience of securing quotes online. Not only do you have the capability to get a quote, the website offers a wonderful questionnaire to help you find just the right policy for your needs. Most people don’t understand all the “insurance-eese” written in the policies and anything that helps you know exactly what you’re buying is a blessing.

The website has easy to read and understand terminology that doesn’t muddy the water with unfamiliar words and phrases. If you simply want a comparison quote, that’s also available on the website.

Besides traditional health insurance, they offer other health products to fit everyone’s needs. Managed care insurance, health savings accounts with high deductible plans and short term major medical insurance are just some of their plans. In all Celtic Health Insurance plans, the company keeps the cost affordable without compromising the coverage.

You can select from the many different co-pays and deductibles when you choose your plan. This gives you the advantage of streamlining and designing your health insurance plan to fit your family’s needs. They have preferred providers in every state where they sell the basic plan.

If your child is going off to college and dropping off your health insurance, there’s a plan available to give them complete health coverage while they’re away at school. The student plan is perfect for the senior that simply is too old for the family plan.

It offers short term, renewable coverage for those few months, up to a year, of necessary coverage. Designed with ease in mind, you also can pay with a credit card for those tight months when both tuition and books consume much of your income.

Celtic Health Insurance is easy to select, easy to apply for and easy on the budget. If you notice your health premiums skyrocketing, it may be time to get a comparison quote. The company has truly set out to make certain that all America has access to affordable health insurance coverage.

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